When you are involved in an accident, it can be a confusing and stressful experience. During this time, it’s important to know what to say and, more importantly, what not to say to your insurance company. In this article, we will take a look at the top five things you should avoid saying to an insurance agent after an accident. Remember, insurance companies are not on your side. They are in the business of minimizing payouts and protecting their bottom line.
1. “I wasn’t injured.”
Many car accident injuries do not manifest immediately. Saying that you are not injured could hurt you down the road when you develop symptoms. It’s important to always see a medical professional after an accident and let them evaluate your injuries. And always be sure to tell your doctor everything that is hurting you because of the accident. It’s no time to be a tough guy.
2. “It was my fault.”
It’s natural to want to take responsibility for an accident, but anything you say can be used against you later. Never admit fault, even if you believe it to be true. Sometimes things are not as the appear at first. Let the investigators lawyers determine what happened.
3. “I’m sorry.”
Saying sorry can be interpreted as an admission of guilt, even when you know the accident wasn’t your fault. In some states, apologizing for an accident could be used against you in court. Instead, focus on providing factual information about the accident.
4. “I don’t need a lawyer.”
Insurance companies are notorious for trying to settle quickly and for as little as possible. However, having a lawyer can help you understand your rights and the true value of your claim. If you are unsure about whether you need a lawyer, it’s best to consult with an experienced personal injury attorney in Culpeper, Virginia. And don’t be misled by the radio and TV ads trying to get your business. Find a law firm with multiple personal injury attorneys who have a long and successful track record of making recoveries for people injured in vehicle accidents.
5. “Let’s just settle.”
Accepting a settlement offer without talking to your lawyer first could cost you in the long run. Insurance companies may offer lowball settlements that may not cover all of your expenses and damages. Speak with a lawyer before accepting any settlement offers.
After an accident, it’s important to be mindful of what you say to your insurance company. Anything you say could be used to reduce your settlement or hurt your case. Always focus on providing factual information and seek the guidance of a lawyer if you are unsure about your rights and the proper course of action. Remember, insurance companies are not on your side, so it’s best to proceed with caution.
Personal Injury Attorney in Culpeper, Virginia
At Davies, Barrell, Will, Lewellyn & Edwards, PLC, our esteemed reputation is built upon diligent work and favorable case outcomes. As a comprehensive law firm boasting over 45 years of legal expertise, we are committed to providing assertive and reliable representation to ensure accountability for the harm caused by the at-fault party.
We firmly believe in equal access to quality legal representation, irrespective of one’s financial status. Operating on a contingency fee basis, you won’t be required to pay any upfront fees. We diligently handle your case, and our compensation is contingent upon successfully securing compensation for you. If we don’t win your case and secure compensation, you owe us nothing.
For a confidential consultation regarding injuries sustained in an accident caused by someone else, reach out to us at (540) 712-3537 today. Allow us to advocate for you in your personal injury case and pursue the rightful compensation you deserve.